Banking Risk Tool

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The multifunctional Banking Risk Tool allows users to assess the risk of banks, mortgage lenders, credit unions, development banks and more by uploading financial data and making qualitative assumptions.

The tool performs detailed analysis based on an entity’s financial profile, business profile, governance and risk management framework and the operational and economic environment it operates in to derive a risk assessment score with details around the key underlying drivers.

It also enables users to create comparison charts against key competitors using the peer analysis functionality and perform sensitivity analysis to evaluate how a bank’s risk score is impacted by changes in specific underlying variables.

Gain insight into the credit risk of a bank by simply uploading its financial data and making qualitative assumptions. Assessments can be conducted on both historic and forecast data simultaneously, generating two separate risk scores. The tool has a progress guide and tool tips throughout to help guide users while performing assessments. The Score Summary page allows users to view the underlying drivers of the bank’s generated risk score.

Our peer comparison charts provide an interactive, customisable, digital experience that allows users to compare any selection of banks, that they have assessed through our tool, against each other across their assessment score outcomes and key financial data and ratios.  Users can personalise their analysis by editing the colour schemes of the charts before downloading to include in reports.

The sensitivity analysis functionality provides users with the opportunity to evaluate how improvements or deteriorations in specific financial metrics impact the assessed risk score using a series of sliders and dropdowns. This analysis can be performed on both the historic and forecast assessments of the entity.

Product Benefits

Banks, Lenders & Credit Unions
Generate a risk score for multiple banks and compare it versus internal systems.
Model liquidity analysis to ascertain appetite for bank versus peers.
Use the Banking Risk Tool to generate peer analysis and sensitivity analysis.
Students & Academic Institutions
Learn about bank risk and run peer analysis on specific ratios to investigate within research.